--- /dev/null
+# from http://perl.about.com/compute/perl/library/nosearch/P073000.htm
+# verified by http://www.beachnet.com/~hstiles/cardtype.html
+# Card Type Prefix Length
+# MasterCard 51-55 16
+# VISA 4 13, 16
+# American Express (AMEX) 34, 37 15
+# Diners Club/Carte Blanche 300-305, 36, 38 14
+# enRoute 2014, 2149 15
+# Discover 6011 16
+# JCB 3 16
+# JCB 2131, 1800 15
+#
+# from Neale Banks <neale@lowendale.com.au>
+# According to a booklet I have from Westpac (an Aussie bank), a card number
+# starting with 5610 or 56022[1-5] is a BankCard
+# BankCards have exactly 16 digits.
+#
+# from "Becker, Max" <Max.Becker@firstgate.com>
+# It's mostly used in the UK and is either called "Switch" or "Solo".
+# Card Type Prefix Length
+# Switch various 16,18,19
+# Solo 63, 6767 16,18,19
+#
+# switch
+#4903
+# 0[2-9]
+# 3[5-9]
+#4911
+# 0[1-2]
+# 7[4-9]
+# 8[1-2]
+#4936
+#
+# from http://en.wikipedia.org/wiki/Credit_card_number#Prefixes
+# As of November 8, 2004, MasterCard and Diner's club formed an alliance.
+# Cards issued in Canada and the USA start with 55 and are treated as
+# MasterCards worldwide. International cards use the 36 prefix and are
+# treated as mastercards in Canada and the US, but are treated as Diner's
+# Club cards elsewhere. Diner's club international's website makes no
+# reference to old 38 prefix numbers, and they can be presumed reissued under
+# the 55 or 36 BIN prefix.
+#
+# Effective October 1, 2006, the Discover Network will activate new Issuer
+# Identification Numbers (IINs) to support a variety of card types and
+# products. Additionally, Discover and China Union Pay (CUP) have
+# established a strategic alliance and reciprocity agreement. As a result,
+# IIN ranges from CUP will be enabled to facilitate the acceptance of CUP
+# credit Cards on the Discover Network by October 1, 2006. CUP credit
+# cards will be enabled on Discover Network with a 16-digit Card Number
+# only. The updated IIN table is shown below.
+#
+# Minimum IIN Maximum IIN Product
+# 650000 650099 Consumer Debit
+# 650100 650199 Commercial Debit
+# 650200 650399 Stored Value
+# 650400 650599 Stored Value
+# 650600 650799 Consumer Credit
+# 650800 650999 Commercial Credit
+# 651000 659999 Reserved for Future Use
+#
+# China Union Pay
+# 62212600 62292599 Credit
+#
+# Please ensure that your POS terminals, websites and any pertinent
+# internal systems can accept these new IINs.
+
# Jon Orwant, <orwant@media.mit.edu>
#
-# Copyright 1995,1996,1997 Jon Orwant. All rights reserved.
+# Copyright 1995,1996,1997 Jon Orwant
+# Copyright 2001-2006 Ivan Kohler
+# All rights reserved.
# This program is free software; you can redistribute it and/or
# modify it under the same terms as Perl itself.
#
require 5;
require Exporter;
-use vars qw( @ISA $VERSION );
+use vars qw( @ISA $VERSION $Country );
@ISA = qw( Exporter );
-$VERSION = "0.29";
+$VERSION = "0.30";
+
+$Country = 'US';
=head1 NAME
the checksum test, and 0 otherwise.
The cardtype() subroutine returns a string containing the type of
-card. My list is not complete; I welcome additions.
+card. The list of possible return values is more comprehensive than it used
+to be, but additions are still most welcome.
Possible return values are:
BankCard
Switch
Solo
+ China Union Pay
Unknown
-"Not a credit card" is returned on obviously invalid
-data values.
+"Not a credit card" is returned on obviously invalid data values.
+
+As of 0.30, cardtype() will accept a partial card masked with "x", "X', ".",
+"*" or "_". Only the first 2-6 digits and the lenth are significant;
+whitespace and dashes are removed. To recognize just Visa, MasterCard and
+Amex, you only need the first two digits; to recognize almost all cards
+except some Switch cards, you need the first four digits, and to recognize
+all cards including the remaining Switch cards, you need the first six
+digits.
The generate_last_digit() subroutine computes and returns the last
digit of the card given the preceding digits. With a 16-digit card,
This module does I<not> tell you whether the number is on an actual
card, only whether it might conceivably be on a real card. To verify
-whether a card is real, or whether it's been stolen, or what its
-balance is, you need a Merchant ID, which gives you access to credit
-card databases. The Perl Journal (http://tpj.com/tpj) has
-a Merchant ID so that I can accept MasterCard and VISA payments; it
-comes with the little pushbutton/slide-your-card-through device you've
-seen in restaurants and stores. That device calculates the checksum
-for you, so I don't actually use this module.
+whether a card is real, or whether it's been stolen, or to actually process
+charges, you need a Merchant account. See L<Business::OnlinePayment>.
These subroutines will also work if you provide the arguments
as numbers instead of strings, e.g. C<validate(5276440065421319)>.
+=head1 CHANGES IN 0.30
+
+Credit card issuers have recently been forming agreements to process cards on
+other networks, in which one type of card is processed as another card type.
+
+By default, Business::CreditCard returns the type the card should be treated as
+in the US and Canada. You can change this to return the type the card should
+be treated as in a different country by setting
+C<$Business::OnlinePayment::Country> to your two-letter country code. This
+is probably what you want to determine if you accept the card, or which
+merchant agreement is is processed through.
+
+You can also set C<$Business::OnlinePayment::Country> to a false value such
+as the empty string to return the "base" card type. This is probably only
+useful for informational purposes when used along with the default type.
+
+Here are the currently known agreements:
+
+=over 4
+
+=item Diner's club cards (starting with 36) are now identified as "MasterCard" inside the US and Canada.
+
+=item China Union Pay cards are identified as Discover cards outside China.
+
+=back
+
+=item
+
=head1 AUTHOR
Jon Orwant
providing an OO interface. Assistance integrating this into the base
Business::CreditCard distribution is welcome.
+L<Business::OnlinePayment> is a framework for processing online payments
+including modules for various payment gateways.
+
=cut
@EXPORT = qw(cardtype validate generate_last_digit);
sub cardtype {
my ($number) = @_;
- return "Not a credit card" if $number =~ /[^\d\s]/;
+ $number =~ s/[\s\-]//go;
+ $number =~ s/[x\*\.\_]/x/gio;
- $number =~ s/\D//g;
+ return "Not a credit card" if $number =~ /[^\dx]/io;
+
+ #$number =~ s/\D//g;
return "Not a credit card" unless length($number) >= 13 && 0+$number;
- return "VISA card" if $number =~ /^4\d{12}(\d{3})?$/o;
- return "MasterCard" if $number =~ /^5[1-5]\d{14}$/o;
- return "Discover card" if $number =~ /^6011\d{12}$/o;
- return "American Express card" if $number =~ /^3[47]\d{13}$/o;
- return "Diner's Club/Carte Blanche"
- if $number =~ /^3(0[0-5]|[68]\d)\d{11}$/o;
- return "enRoute" if $number =~ /^2(014|149)\d{11}$/o;
- return "JCB" if $number =~ /^(3\d{4}|2131|1800)\d{11}$/o;
- return "BankCard" if $number =~ /^56(10\d\d|022[1-5])\d{10}$/o;
return "Switch"
- if $number =~ /^49(03(0[2-9]|3[5-9])|11(0[1-2]|7[4-9]|8[1-2])|36[0-9]{2})\d{10}(\d{2,3})?$/o
- || $number =~ /^564182\d{10}(\d{2,3})?$/o
- || $number =~ /^6(3(33[0-4][0-9])|759[0-9]{2})\d{10}(\d{2,3})?$/o;
+ if $number =~ /^49(03(0[2-9]|3[5-9])|11(0[1-2]|7[4-9]|8[1-2])|36[0-9]{2})[\dx]{10}([\dx]{2,3})?$/o
+ || $number =~ /^564182[\dx]{10}([\dx]{2,3})?$/o
+ || $number =~ /^6(3(33[0-4][0-9])|759[0-9]{2})[\dx]{10}([\dx]{2,3})?$/o;
+
+ return "VISA card" if $number =~ /^4[\dx]{12}([\dx]{3})?$/o;
+
+ return "MasterCard"
+ if $number =~ /^5[1-5][\dx]{14}$/o
+ || ( $number =~ /^36[\dx]{12}/ && $Country =~ /^(US|CA)$/oi );
+
+ return "Discover card"
+ if $number =~ /^6011[\dx]{12}$/o
+ || $number =~ /^65[\dx]{14}$/o
+ || ( $number =~ /^622[\dx]{13}$/o && $Country !~ /^(CN)$/oi );
+
+ return "American Express card" if $number =~ /^3[47][\dx]{13}$/o;
+
+ return "Diner's Club/Carte Blanche"
+ if $number =~ /^3(0[0-5]|[68][\dx])[\dx]{11}$/o;
+
+ return "enRoute" if $number =~ /^2(014|149)[\dx]{11}$/o;
+
+ return "JCB" if $number =~ /^(3[\dx]{4}|2131|1800)[\dx]{11}$/o;
+
+ return "BankCard" if $number =~ /^56(10[\dx][\dx]|022[1-5])[\dx]{10}$/o;
+
return "Solo"
- if $number =~ /^6(3(34[5-9][0-9])|767[0-9]{2})\d{10}(\d{2,3})?$/o;
+ if $number =~ /^6(3(34[5-9][0-9])|767[0-9]{2})[\dx]{10}([\dx]{2,3})?$/o;
+
+ return "China Union Pay"
+ if $number =~ /^622[\dx]{13}$/o;
+
return "Unknown";
}
-# from http://perl.about.com/compute/perl/library/nosearch/P073000.htm
-# verified by http://www.beachnet.com/~hstiles/cardtype.html
-# Card Type Prefix Length
-# MasterCard 51-55 16
-# VISA 4 13, 16
-# American Express (AMEX) 34, 37 15
-# Diners Club/Carte Blanche 300-305, 36, 38 14
-# enRoute 2014, 2149 15
-# Discover 6011 16
-# JCB 3 16
-# JCB 2131, 1800 15
-#
-# from Neale Banks <neale@lowendale.com.au>
-# According to a booklet I have from Westpac (an Aussie bank), a card number
-# starting with 5610 or 56022[1-5] is a BankCard
-# BankCards have exactly 16 digits.
-#
-# from "Becker, Max" <Max.Becker@firstgate.com>
-# It's mostly used in the UK and is either called "Switch" or "Solo".
-# Card Type Prefix Length
-# Switch various 16,18,19
-# Solo 63, 6767 16,18,19
-
sub generate_last_digit {
my ($number) = @_;
my ($i, $sum, $weight);
projects / Business-CreditCard.git / commitdiff