+ my $conf = new FS::Conf;
+ if (($cust_payby->payby eq "DCHK" || $cust_payby->payby eq "CHEK") && $conf->exists('selfservice-ACH_info_readonly')) {
+ return { 'error' => "Sorry you do not have permission to delete bank information." };
+ }
+ else {
+ return { 'error' => $cust_payby->delete };
+ }